SBI Debit card can be used in NCY. I am using the same.
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Y ou need a "3D Secure Password" for using SBI Debit/ATM Card for online shopping but you does not require any CVV or Expiry Date. Go to the link below and register your Debit Card (for 3D Secure Password) before shopping Online. https://acs.onlinesbi.com/sbi/enrollment/newuser.jsp
the sbi issued (maestro)card is a piece of junk for online shoppers.it doesn't have any security code.Visa cards are best.
off-us txn means that the bank that issue your card is the different as the one which owns the ATM or POS terminals on which you made txn Suppose a customer has an account in SBI bank and has a debit /card from SBI bank. If the customer uses the SBI card in the ICICI ATM then it is said to be 'OFF-US' Transaction
SBI has 6000 Plus atms in India as of now.
10500