Most credit cards don't cost any money to get. It's the money you pay monthly after getting them that you have to worry about.
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A free credit card is most used for whatever the owner of wants to use it for. There are credit cards for general use and credit cards geared towards use for specific companies as well such as Macy's or Walmart.
It is illegal and unethical to use someone else's credit card information without their permission. It is important to always use your own credit card for transactions and to never attempt to obtain or use someone else's credit card information.
don't use credit card to often and that should do it. And get free score.com or whatever it is
Credit reports determine your credit score based on your credit card usage. Without a credit card, you'll be unable to obtain a credit report. If you are of age, it is best to obtain a credit card and use it responsibly in order to build good credit. Good luck!
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