0
yes phone, utilities, hospitals, doctors pretty much anybody with your personal info can report to credit agencies.
Wiki User
∙ 16y ago
Add your answer:
Earn +20 pts
What are the phone numbers to the major credit card processing companies?
Credit card processing companies have telephone numbers that will vary from country to country. For the best method of determining how to reach your own credit card processor, you can find the phone number on the back of your credit card.
How can you find a phone number to contact Experian without purchasing a copy of their credit report?
One can find the phone number for Experian on their website, and use it to order their free annual credit report. Alternatively, they can also fill out an online form, or physically mail a form to request their free annual credit report.
How can someone contact Experian Credit for a free report?
Experian Credit can easily be contacted via the phone or email. Additionally, one can visit experian Credit and ask for a free report in person. The very best way of all however is to submit a credit request online.
Can you dispute a potentially negative item on your credit report because there is no phone number?
You can always dispute these things, but proving the rating wrong will take you providing proof to the credit reporting agency. Better yet, get a Trac phone and have a phone number available.
How long does it take for unpaid cell phone bills to come off your credit report?
7 years or change your name and move to mexico
Should a cell phone account show up on your credit report?
Only if you request it with that cellular company. Be aware that not all cell phone companies have the permission to report with the bureaus. Wanda Improve Credit, LLC
Where do you send information for your credit report for the 3 credit bureaus?
In the back of your credit report there is a listing of addresses and phone numbers for each credit bureau.
Will paying your cellular phone bills on time have any effect on your credit rating?
yes, if the company reports to the credit bureaus. You may want to contact your cell phone customer service and ask whether they report your credit with them.
If I don't pay a contract will it go on my credit report?
If you are talking about a cell phone, yes it will. The goofy thing about cell phone contracts that even if you pay on time every time, they will not report the good. Now if you miss a payment, or fail to comply with their terms they will report you as a negative to the credit bureaus.
How many days can you be late on your car payment without affecting your credit?
This is the same with every lender, and a common misquoted answer: Before your credit score will be affected by a late payment, you must be 30 days late on your bill. Yet, there is one more caveat, you need to be working with a creditor that actually reports to the credit bureaus. Many creditors do not report to the credit bureaus and have then, a late payment will have no impact on your credit score. That being said, do not assume that is normal, as most lenders do. Typically, creditors that do not report to the credit bureaus, are small banks, utility companies, cell phone providers, and the likes. One point of caution, if you don't pay your small bank, utility bill, or cell phone bill, even though they do not report the payment history to the credit bureaus, they will send your bill to collections and ultimately, that will hurt your credit. Obviously, the best thing to do is to pay your bills each month.
Is it legal for cable or phone companies to obtain a credit report and use it to decide whether to service a new customer?
Normally they do not do this, however it is legal. It is legal and customary for utility companies to pull credit in response to a request for service. Many utility companies also report delinquencies on the bureaus. PECO (Pennsylvania Electric Company) is a specific example). The use of credit reports and credit scores is widespread and is a motivating factor for consumers to educate themselves and manage debt wisely. Some other examples of when credit is pulled are; by insurance companies, for employment purposes, by rental companies and by banks for savings and checking accounts.
How do cell phone credit checks affect a credit score?
any time your credit is run it can lower your credit score. I see also more 30 day lates reported by these companies and it is impossible to remove them once they are on. I would almost rather get a pre paid.
Do credit scores effect cell phone plans?
If you are looking to get a cell phone plan, having poor credit may require the cell phone company to collect an upfront deposit from you. Not paying your cell phone bill on time will go on your credit report with unsatisfactory results. However, always paying your cell phone bill, and always paying it on time will not get reported to the credit bureaus; and thus will not positively affect your credit.
How do you report payments to the three major credit bureaus?
That"s easy. Once you have "credit" and start making monthly payments on those particular "loans" , it is automatically reported to the 3 bureau"s. If your not ready for a major credit card (absolutely responsible), then start out with a gas card or a cell phone ect ect. The interest will kill you but ( make sure you pay off the monthly balence)that will report to the"companies" and get you started.
Do cell phones show on your credit right away after you sign the contract?
No. Cell phone companies do not report monthly payments to the credit bureau. They only check your credit for worthiness.
What is the phone number to Medical Payment Data in Massachusetts?
Medical Payment Data is not a company and doesn't have a phone number. Medical Payment Data is a term that is used on credit reports when a third party i.e not the consumer pulled the credit report. Due to HIPPA laws, medical debts can’t be disclosed on a credit report to a third party. In order to find out who to pay, you need to pull a credit report on yourself from all three major credit bureaus to find out who you owe the money.
Does constant late payment on cell phone bills negatively affect your credit rating?
Depends. If the bill is not at least 30 days late from the end of the last billing cycle then it will not go on your credit report. Otherwise, if you receive a bill that has two unpaid months of service on it, then it probably will be reported as an adverse account. Absolutely. All telephone companies report their billing to AT LEAST one of the three credit bureaus (trans union, equifax, experian). Consistently paying those bills late will really hammer your credit score quickly.
