0
This answer will vary from state to state because of the penal systems but here is a stock answer.
In order to apply for credit the person whose name appears as the account holder whether it is a credit card, car loan, personal loan or even a bank account that person must sign the credit application accepting the terms and in most cases swearing that the information given is true and accurate as well as authorizing the creditor to do a credit investigation.
For a spouse to open an account without the other spouses knowlege or consent is a crime similar in character to that of identity theft or credit card fraud because they would have to fraudulently sign the other spouses name to the application.
This is most common abuse is on credit card applications because the persons receiving the information from the applicant is not in front of them and they have no idea if the person whose name appears signed it or not.
If your spouse did indeed sign your name to a credit application for the purpose of defrauding the credit card company that is a felony and in some states could have other related charges attached.
If your spouse or ex-spouse did this you should contact the credit card company immediatly and request them to send a copy of the completed and signed credit application and inform them that you did not sign the application.
Hope that was helpful.
Ah, there is an exception to that if the spouse has a power of attorney over the financial affairs of the other spouse or parent which authorizes them to solicit credit on their behalf.
Add your answer:
Earn +20 pts
Can a wife open a bank account in husbands name with out him being their?
Yes and No. If the wife has a legal power of attorney signed over by you, which gives her the right to act on your behalf, then yes, she can open an account in the husbands name without him being present. If there is no power of attorney available, then No, the wife cannot open the account in the husbands name without him being present. Doing so would be illegal and considered forgery.
Can a wife sign her husbands name on his bank account?
No
How come one can withdraw money from a bpi family passbook even if the account is not under her name and without approval from the depositor?
You cannot. No bank would allow someone to withdraw money from another persons bank account without their approval. Trying to do so is illegal and you can be jailed for it. Also, if a bank is lax in its security precautions and allows such transactions, the bank can be closed by the central bank.
Can a wife's bank account be garnished because of a judgment against her husband for an unpaid debt in his name?
Generally they can't garnish your account for a debt in your husbands name only unless he also uses your account - as in a joint account or his pay is deposited in the account.
Is it illegal to use your husbands bank card with your name not on the account but he has you write checks from it to pay bills?
Not if he knows about it and gave you the card.
Can a wife open a bank account in husbands name with out him being their?
Yes and No. If the wife has a legal power of attorney signed over by you, which gives her the right to act on your behalf, then yes, she can open an account in the husbands name without him being present. If there is no power of attorney available, then No, the wife cannot open the account in the husbands name without him being present. Doing so would be illegal and considered forgery.
Can a wife sign her husbands name on his bank account?
No
How come one can withdraw money from a bpi family passbook even if the account is not under her name and without approval from the depositor?
You cannot. No bank would allow someone to withdraw money from another persons bank account without their approval. Trying to do so is illegal and you can be jailed for it. Also, if a bank is lax in its security precautions and allows such transactions, the bank can be closed by the central bank.
Can a wife's bank account be garnished because of a judgment against her husband for an unpaid debt in his name?
Generally they can't garnish your account for a debt in your husbands name only unless he also uses your account - as in a joint account or his pay is deposited in the account.
How do i stop collectors from calling my house for my husbands ex-wife's bills Our phone number was never hers yet they have it on record and keep calling for her?
I would give your husbands ex wife her new contact number.. If the account is in his name and she has the account now then your husband needs to update the account through the company.
Can i EDIT my name on a rental agreement?
No not without the approval of the owner and a witness to sign as well
Can a wife be included on an IRA account of her husbands?
The wife can be added as a beneficiary. There can only be one name/social per IRA registration, thus Individual Retirement Account.
Is it illegal to use your husbands bank card with your name not on the account but he has you write checks from it to pay bills?
Not if he knows about it and gave you the card.
Can a wife sell her husbands car without permission in Louisiana?
Not unless her name is on the vehicle title.
How can you access my facebook account?
We cannot without your account name and password.
Can you deposit a check under you and your wifes name into your account?
If the bank account is, in fact, under both, the husbands and wife's name, than either can deposit a check into the account. If the check is written out to both names and the account is only in one name then both individuals would have to be present with ID in order to deposit the check.
Can a school use the name college if they are unaccredited?
Yes! A school can use the name college, without having any approval.
