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Can a bank close your account after bankruptcy if you never bounced checks and have no line of credit with them?
Wiki User
∙ 15y ago
No, the banks can not close your saving and checkings account. If you have credit card debts then yes they can close your credit cards.
Wiki User
∙ 15y ago
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Do online credit checks help you avoid bankruptcy?
Yes online credit checks help you avoid bankruptcy. You can check it online and make sure everything is 100% accurate.
When you add someone to your banking account do they check their credit I want to add my wife to my bank account but she has bad credit and bounced checks in her past?
It depends on the bank; some do and some don't. Trustco Banks usually don't check. Sun Trust Banks usually do check.
What can you do if a credit card was not listed in your bankruptcy but was on your credit report and credit card co did a review for credit line increase and saw the bankruptcy and notated the account?
That depends on HOW they notated the account. If they marked it as 'included in bankruptcy', even if you did not list them on your creditor matrix, you probably will not succeed in disputing it, but you can try.
Will your merchant account close after bankruptcy?
While it is more difficult to obtain a Merchant Account with a bankruptcy on your credit it is still possible. I was able to get a merchant Account through Orbitalpay (http://www.orbitalpay.com) with less than perfect credit as they are "in house" and are more leniant with approvals than most banks.
How do you get a credit card debt that was included in a bankruptcy removed from your credit report?
Write a letter of dispute to the credit repository. Include copies of your drivers license, social security card, utility bill, and your bankruptcy papers showing the referenced account. Ask that the bureau remove all notations other than "included (or discharged) in bankruptcy". Request a complete credit report after the account has been corrected. Repeat, as needed.
How do you bounced checks affect your credit score?
A bounced cheque would affect your credit score in a negative way. A Bounced cheque means you have been delinquent in your payments and credit agencies may have this affect your credit score badly. A low credit score means, lesser credit eligibility and lesser financing options. So be careful while writing cheques. Ensure that you have enough funds in your account before you write any...
Do online credit checks help you avoid bankruptcy?
Yes online credit checks help you avoid bankruptcy. You can check it online and make sure everything is 100% accurate.
If you are an additional card holder on a parent's credit card account and you file bankruptcy will the bankruptcy appear on their credit?
The bankruptcy will appear on their credit if you include this card in your bankruptcy. If you leave the card off the bankruptcy, it will not effect their credit.
What is an entry for bounced cheque?
Bounced cheque entry is the reversal of original entry of cheque deposit as follows: [Debit] Cash account [Credit] Bank account
When you add someone to your banking account do they check their credit I want to add my wife to my bank account but she has bad credit and bounced checks in her past?
It depends on the bank; some do and some don't. Trustco Banks usually don't check. Sun Trust Banks usually do check.
What can you do if a credit card was not listed in your bankruptcy but was on your credit report and credit card co did a review for credit line increase and saw the bankruptcy and notated the account?
That depends on HOW they notated the account. If they marked it as 'included in bankruptcy', even if you did not list them on your creditor matrix, you probably will not succeed in disputing it, but you can try.
Which type of account allows you to deposit money and write checks?
The type of account that allows you to deposit money and write checks is a checking account.
How does a credit card account differ from a checking account?
A credit card account comes with a credit card, which can be used to authorize purchases of any value. The checking account does not come with a credit card and is used for issuing checks.
Is there a bank that will let you open checking account after you have filed bankruptcy you filed July 2009 and it was discharged June 2010?
Woodforest Bank found in Wal-Mart is a "second chance" bank. They do no credit checks.
If an account was included in bankruptcy can the creditor still show it as a charge off?
I think that your credit report would be updated to show that the account was "included in a Ch 7 bankruptcy." You should be able to get a free credit report from www.annualcreditreport.com if you want to check your credit report to be sure the account's status is listed correctly.
Can you get an account on your credit report to say closed after bankruptcy?
shut the fu ck up.
Will your merchant account close after bankruptcy?
While it is more difficult to obtain a Merchant Account with a bankruptcy on your credit it is still possible. I was able to get a merchant Account through Orbitalpay (http://www.orbitalpay.com) with less than perfect credit as they are "in house" and are more leniant with approvals than most banks.
