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== Spouse's credit card charges== My husband says he actually heard the answer to this on a radio show the other day. The answer given was this: As long as no one else's names are on the credit card (or, I assume, the original application) only your father was responsible for his debt. Your mother should be okay. However, I don't know if this varies from state to state. It would be wise to check with an acct. maybe or with the atty. handling your father's estate - just to be on the safe side. More input from FAQ Farmers: * This happened to my elderly mom. The CC companies are crooks! They sent her cards with her name on it and the account number of my deceased father's cards. Thank God I was there because if she had used any of the cards even once she would have been responsible for the whole debt. As it was, I was able to stop her, contact the credit card companies and had the debt cancelled as there was no estate to speak of.(a small threat of contacting the attorney general of the state of Colorado about fraud seemed to help alot) Good luck * The only person responsible for a cc debt is the person(s) whose names are on the account. A spouse is only responsible if the account is held jointly or if the married couple lived in a community property state. "CP" states consider all marital assets and all debts equally owned and equally owed.
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Are you responsible for your dead spouses credit card debt if you own a house together?
Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."
Are spouses responsible for credit card debt in Kansas?
If you are a joint applicant, then yes, but if the card is not in your name, then no.
If you are on a spouses card as an authorized user of a credit card and not responsible for the debt and not charging and want to be removed will your credit score go down?
i just want an answer
Does Wisconsin garnish a spouses wages to satisfy a credit card debt?
No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.
Who is responsible for a deceased person credit card debt in North Carolina?
The estate is responsible for the decedent's credit card debt.
Is an authorized credit card user responsible for credit card debt if the primary card holder declares bankruptcy?
No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).
Who is responsible for credit card debt in KY after a spouses death?
For Kentucky the estate is responsible for the debts of the deceased. Only after they are resolved can the estate be closed any any remainder distributed.
Who is responsible for outstanding credit card debt if bank cancels your credit card?
You are because you incurred the debt.
Who is responsible for debt if a bank cancels a credit card?
The person who carried the card is still responsible for the debt.
Why are you responsible for your spouses credit card debt after his death in the state of California?
The estate has primary responsibility. But the debts of a spouse are a benefit to both of them, so both have the responsibility.
Is your husband responsible for your credit card debt?
nomally
Who is responsible for credit card debt incurred without marriage?
Whoever owns the credit card
