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I don't know if hot tub addendums exist for homeowner's policies, but you would need one to have coverage. Most will only cover your liability if someone were to be injured in your tub, not repair. Also, the Hot Tub is out of your home, so your regular homeowner's policy will not cover it.
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Earn +20 ptsQ: Are hot tub leaks covered on Homeowners when they leak?
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