net bank credit plus investment made by banks in non-SLR bonds held in HTM (held to maturity) category.
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Adjusted Net Bank Credit is Net Bank Credit added to investments made by banks in non-SLR bonds (in held-to-maturity (HTM)) or it is the credit equivalent of off-balance-sheet exposures, whichever is higher.
Adjusted Net Bank Credit = Net Bank Credit + permitted Non SLR invstmnts (Held Till Maturity HTM category) + Other Invstmnts eligible to be treated as priority sector.Net Bank Credit = O/s bank credit in India - Bills rediscounted with RBI/approved financial instns.Bank Credit (excluding inter bank advances) = Loans + Cash Credit + Overdraft + Inland & Foreign Bills Purchased & discounted.
Net credit margin is net interest income minus net credit losses, as a percentage of average managed outstanding balances
it is credit P&l Dr TO net loss
10% please tell me i m right or wrong