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Your license plate is registered to your car. Depending how fast your insurance company reports it, you can be in default by being just a few days late. The police can run the license plate, and check whether or not the car is insured through the computer in his patrol car (or sometimes through dispatch).

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6y ago
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10y ago

Of course they can, it's a violation of traffic law to be driving uninsured. they have to pull you over in order to give you the ticket.

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Based off my experience as a Private Investigator in Colorado for the last 13 years I would say no but the same question should be presented to a local cop in your city.

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Q: You got pulled over the cop said he pulled you over for no insurance how does he know if you have it or not?
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