It took many people to share the high costs.
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Frederick Douglass founded the North Star Newspaper in 1847.
They hoped he would find a new trade route to Asia.
Saint Augustine, Florida is widely recognized as the oldest, continually occupied settlement of Europeans on the North American continent. That's probably the answer for your homework question. There were some earlier settlements in the Caribbean islands.
I believe Iceland and the Faroe Islands
They wanted to reap the wealth that came from the fur trade, which was highly successful in the North American wilderness.