Some people do it for the money, Some people do it because they don't want to have to go through a divorce or they don't want to let go of what they have.(house,car,kids)And for some.....they are just waiting for the right time to leave. But there could be many reasons for living a life like that.The people that live like this have there own reasons. So if you know a person like this, you should just ask. Because they know why they are living that way. It's the only way to find out for sure. Hope this helps.
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