Courtney Pauroso
JWOW AKA jenni farley
Kelly Miller
Amanda Arnold and she is HOT WOW
Charlize Theron
Shirley Jones appeared in a health insurance ad several years ago.
Botany
She's Sara Mason. See the related link.
Accidental damage
Jane Lynch
Insurance for the family if one of the adults running the household dies.
Most employers do offer the option of purchasing Ad&D insurance at a reduced rate. Employers are capable of getting group rates on insurance. This reduces the cost.