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Where can I find the questions to the Ca. Life and Health exam?

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16y ago

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What is a passing grade for the life and health California insurance exam?

60%


Can I get life insurance with no medical exam?

Yes you can. Americanlifepolicy.com offers up to 500,000 of life insurance with No medical exam, just a few health questions.


What is life and health insurance license exam?

This online exam covers comprehensive introduction to health, accident and disability insurance. This would include contract law, health insurance providers, insurance policies for life and health, government programs, private insurance plans for seniors, underwriting and premiums, group health insurance and the uses of health insurance. This may feature interactive learning aids that will help you through the process of your insurance licensing exam.


Whats the benefits of a term life insurance no medical exam?

The benefits of having a term life insurance with no medical exam is not having to go through a medical exam before being signed on a policy. This could benefit an individual who has poor health but still requires coverage, as there would be no exam that could inconvenience them.


What companies offer life insurance with no medical exam in Texas?

Guaranteed Health Insurance works with No Medical Exam they are at www.guaranteed-issue-health-insurance.com 5614 Haven Point Drive Houston, TX 77084 (561) 337-8908


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What is life insurance no medical exam?

The rates may not necessarily be higher for these instant issue policies. Escpecially for those who carry a little bit of health history. Check out rates at www.InsuranceInMinutes.com. Life Insurance with no medical exam is a type of life insurance that does not require you to take a medical exam in order to qualify for coverage. Generally, you answer a few health questions, and your answers determine if you qualify for coverage. Some no exam life insurance plans offer instant approval. Other plans may be graded benefit, meaning the coverage is limited for the first 1-2 years you own the policy.


Are you required to take a physical exam to purchase life insurance?

Not all insurance companies require a physical exam to issue life insurance. You can get up to $400,000 life insurance without a medical exam, depending on age and health issues. There are also guaranteed to issue policies, that will issue up to $35k - $50k even if the client has pre-existing conditions. These are called Final Expense life insurance.


What are the disadvantages of a life insurance?

Possible disadvantages may include premium payment, personal questions, and a possible health exam before issuance.


What is no exam life insurance?

Most Life Insurance companies require you to have a mini exam as a requirement for coverage. This exam usually comprises of taking your height/weight, blood sample, urine sample and a few background health questions. After the exam is completed, the fluids are sent to a lab and then all information is forwarded to the carrier's underwriting department for consideration. Insurance companies will do this to get an overall picture of how healthy you are and what kind of lifestyle you live. Those who go down this route usually get No Exam Life Insurance due to convenience or because they haven't seen a doctor in a few years. To qualify for No Exam coverage, you generally need to answer 7-10 health questions. A couple good sites to visit are: www.nonmedtermlife.com www.crosslandfinancial.com


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