yes, in most cases the fine is cheaper than paying for insurance so most will
Your mom's company will probably drop its current health insurance plan and go with Obama's public option, because the public option is going to be cheaper than private insurance. You'll still have coverage, but being cheaper, it probably won't be as good as what you have now.
During her 2016 presidential campaign, Hillary Clinton proposed to expand and improve the Affordable Care Act (ACA) by providing a public health insurance option, often referred to as a "Medicare-like" plan, which would be available to all Americans. This would allow individuals who did not have access to employer-sponsored coverage or were unable to afford private insurance to enroll in a government-run insurance plan. Clinton also proposed to increase subsidies to help make insurance more affordable for low-income families and individuals.
The "Obamacare" Act, as far as I can decipher (I'm not a politician or professor so to some extent this is my opinion) gives a government option to healthcare. Essentially the government becomes your health insurance. Just like Medicare/Medicaid pay for benefits, so would the new government health insurance. Furthermore there would be a universal mandate to get health insurance. That means that you have to have health insurance, just like you have to have car insurance. If you don't have health insurance, either private or public, you have to pay a tax.
There are many different types of health insurance available. Some examples of these types of health insurance include public payers, military plans, and private plans.
Paraguay has a mixed health care system of private and public options. Choices include private insurances through the insurance companies and a public option through the Instituto Prevision Social (IPS) that is deducted from your salary. *Paraguay although does not provide Universal Health Care*
Health insurance is quite expensive and is best gained via your employer as the cheapest means. For public insurance, there is COBRA. There are other small insurance companies that may have lower rates.
Richard K. Kischuk has written: 'Group health plans' -- subject(s): Finance, Group Insurance, Health Insurance, Health care reform, Insurance, Group, Insurance, Health, Medical care, Medical policy, Public opinion
No, infact if the public option is included (which it looks like it will) insurance costs will go down. This will be because of increased competition created and the insurance companies will have to put more value into their product in order to compete.
In the UK a company has to have certain liability insurance for the public and employees. The type and extent of that insurance would depend on the business itself. No company is required to supply personal health insurance outside of the liabilities of such insurance.
Public confidence
Public health insurance is very nice for those who cannot afford their own insurance. The benefits of private health insurance absolutely depend on what country you are in. However, in general benefits may include: not waiting so long for elective surgery, doctors you choose and trust, more available doctors, privacy, being seen more quickly, and generally better care is expected.