what does the phrase There`s ruin in store for you mean
Destroy
It means "I will ruin you."
to ruin
most likely
To ruin or spoil
A sabatoge
To ruin, or to destroy, or defecate on.
It means 'rock of love'.
When we refer to a "framer" of our United States Constitution, we mean those who wrote the Constitution. In general that means the Founding Fathers of the United States.
I think you mean Framers of the Constitution. http://en.wikipedia.org/wiki/Founding_Fathers_of_the_United_States
Technically, you have already ruined it. They are just going to report it. If that is what you mean by threaten to ruin your credit, then yes they can. Legally.