It means to break down your health.
what does the phrase There`s ruin in store for you mean
Destroy
to ruin
It means "I will ruin you."
most likely
To ruin or spoil
To ruin, or to destroy, or defecate on.
A sabatoge
It means 'rock of love'.
Technically, you have already ruined it. They are just going to report it. If that is what you mean by threaten to ruin your credit, then yes they can. Legally.
When we refer to a "framer" of our United States Constitution, we mean those who wrote the Constitution. In general that means the Founding Fathers of the United States.
I think you mean Framers of the Constitution. http://en.wikipedia.org/wiki/Founding_Fathers_of_the_United_States