Supplemental health insurance would usually cover what your regular health care insurance does not cover. Like long term care, or rehabilitation. Some like Aflac would help you keep up with your bills.
There are various companies that cover different types of needs.If you are looking for Long Term Care coverage, ask your insurance carrier. If they don't cover it, there are places out there that do.The internet,phonebook and your friends can be excellent ways of finding what you are looking for. Basically, medical insurance do not cover or pay all long term care (LTC) services, medical insurance is focused on health care while long term care insurance is focused on custodial care. It may provide skilled care for a limited period of time only.
Medicare may cover a month or two of home health care after a stay in the hospital, but benefits are then usually capped.
An insurance policy that covers custodial or personal care is a long term care insurance, generally, long term care insurance covers things that are not covered by health insurance. If you are unable to perform activities of daily living, or need assistance due to disability and chronic illness, long term care insurance covers these services. However, you need to buy it before your develop a condition that would require you to be on long term care
No. You will only get "insurance" from an insurance company.
long term care
long term care
One can find long term care insurance at many various health insurance websites like Blue Cross and Blue Shield. They have many options for long term care insurance.
One can get long term health insurance in the United States from LTC Insurance and AARP Medical Insurance. One can also get long term insurance from Long Term Care and Kaiser Permanente.
Stephen H. Long has written: 'Toward a global budget for the U.S. health system' -- subject(s): Cost of Medical care, Finance, Health Insurance, Insurance, Health, Medical care, Medical care, Cost of
It depends on the specific health insurance plan your mother has. If she has what is known as "Long-Term Care Insurance" then yes, the costs of assisted living will be covered by the insurance. You should contact her insurance provider for more details about her specific situation.
There are a number of companies that offer long term health care insurance. Some companies you may want to try include Manulife, Sunlife and Great West Life.