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; National Advantage Program (NAP) : The National Advantage Program (NAP) offers access to contracted rates for many medical claims that would otherwise be paid as billed under many indemnity plans, the out-of-network portion of managed care plans, or for emergency/medically necessary services not provided within the standard network. The NAP Network consists of many of Aetna's directly-contracted hospitals, ancillary providers, and physicians. The Network also includes hospitals, ancillary providers, and physicians accessed through vendor arrangements where Aetna does not have direct contractual arrangements. Aetna does not credential, monitor or oversee those providers who participate through third party contracts. Since there are a number of factors that determine whether a discount will be given, Aetna is unable to guarantee any level of discount under this program.

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Q: What do aetna NAP means?
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On my Aetna ID card it says PPO NAP what does that mean?

On your Aetna ID card, "PPO" stands for Preferred Provider Organization, which is a type of health insurance plan that offers a network of healthcare providers who have agreed to provide services at a discounted rate. "NAP" likely stands for National Advantage Program, which may refer to additional benefits or discounts available to members who use providers within Aetna's national network. This designation on your ID card helps you understand the type of plan you have and the potential cost savings associated with using in-network providers.


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