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In my opinion, that's a "dead end" question. What medical issues do you have? Then I as an Agent can help you get the coverage you need. Even if they don't specifically ask about your condition if you have something - the company probably should know about it. Click here for information on what happens if you don't disclose what your supposed to on an application.
To view an application visit my link below, labeled application then click on the West Coast Life Application.
There is a list of questions that most life insurance brokers will ask you. If your broker doesn't ask you any questions, then I suggest you run (don't walk) and find a more responsible and honest broker!
Each question in the list can lead to additional questions if the applicant answers in a particular way. For example, if the broker asks the applicant if she has any dangerous hobbies -- and the applicant says "yes, I Scuba dive" -- then the broker should ask specific questions about her scuba diving (perhaps such as how often, how deep are the dives, and so on).
The most important thing is don't lie to your broker. Always tell the truth. You should feel comfortable enough with your broker that you can confide all of your concerns. If you don't feel comfortable with your broker, then please find another broker! Good and open communication is critical to finding the most affordable life insurance policy that's right for you.
I understand many people are scared to tell the truth. They think the truth will prevent them from getting coverage. But that's usually not true!
In fact, there's an educational database for "high risk" consumers seeking life insurance. The database contains real case histories from the files of an independent life insurance broker. It's a great way for consumers to see what's possible, given a particular set of circumstances. And it should help calm you down about your own chances of getting good coverage.
For example, here are case histories of Crohns Disease patients, along with the best quotes received from the underwriter.
I and good luck! :-)
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What has the author George H Kline written?
George H. Kline has written: 'Regulation of mail order accident and health insurance' -- subject(s): Accident Insurance, Health Insurance, Insurance, Accident, Insurance, Health, Mail-order business
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Do I need to have health insurance in order to receive medical care?
In the United States, you are not required to have health insurance in order to receive medical care. However, having health insurance can help cover the costs of medical treatment and make healthcare more affordable.
Where can one purchase NH health insurance?
Assuming that the "New Hampshire Health Insurance" was meant here. Actually the best way in order to purchase such a New Hampshire Health Insurance would be to go to the related New Hampshire government website and select to corresponding "Insurance Department" link. There one can find all necessary information in order to apply and purchase a health insurance.
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Does student have an income limit in order to stay on health insurance?
Penis.
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To fully understand a concept, questions can be asked at different levels: factual questions to gather information, conceptual questions to understand the underlying principles, analytical questions to break down the concept, and evaluative questions to assess its significance or application.
Can you buy health insurance through your financial advisor?
Usually your financial advisor is there to tell you if you to need to purchase the insurance or not but not there to buy it from. In order to purchase health insurance you would have to go through a different company.
