When Card Jitsu first came out it would not let some players play due to the large amount of people trying to play it. You can now play it without difficulty.
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You cant delete a club penguin account
you cant play club penguin on the phone
A) You cant because (b) there is no bank in club penguin
You can't 'win' Club Penguin. Club Penguin isn't a 'winning' game. Club Penguin is basically a safe chat room with tooonnnnssss of kids on.
Sorry, that is impossible. You cant find someone on club penguin.