earth or fire cause they are very close to banks
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about 70-100 days when you have got the level for nature runes
Some you can buy at the RC Guild when you have level 50 RC, or you can kill abyssal monsters and they drop them as random drops.
A skiller at combat level 3 can use a tiara. You can use any tiara, providing you have the Runecrafting level necessary to make the associated altar. Even without the level, you can still wear it.
You can train Runecrafting fairly fast at the RuneSpan. The entrance is at the Wizard Tower; the fastest way to get there is using the wicked hood's "teleport" option. The Runespan doesn't give you any money; nor does it cost money. Once you have a certain runecrafting level, you may want to make runes instead. This is slower than the Runespan activity, but you can earn money while you train.
To craft a simple gold ring, you need to buy a ring mould and a gold bar. You use the ring mould or gold bar on the furnace, and that should be it. Make sure you have the right crafting level! Hope this helps =)