A three letter word for debt is owe.
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A verb is an action word. A letter that when you say it, means of debt is the letter O. If you are in debt, you owe somebody something.
Owe.
One seven letter word, One two letter word and a five letter word, One three letter word and a four letter word, One three letter word and two two letter words, Two three letter words, Three two letter words, A two letter word and a four letter word, A six letter word, A two letter word and a three letter word, A five letter word, Two two letter words, A four letter word, A three letter word, or A two letter word.
debt
I've is a three letter word. I'll is another three letter word.