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Here are some: Fantage: A virtual worlds for about 7-18 woozworld: A virtual world for 6-18 GirlsGoGames.com: A girls game site with lots of online games.
Yes go to Warriorcats.com and there will be some games.
dogz 5 and dogzer
boxhead is the best! google it
I have not found any. There are free adult games that you don't have to download but the free virtual worlds just aren't out there for adults yet witch is a real bummer cause we all know they have them for kids.