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'Hacking' RuneScape in any way is violation of Jagex's Terms and Conditions. This is because hacking RuneScape or other systems of Jagex is an infringement of Jagex's intellectual property rights, which is against the law.
Teak Logs.
Yes, its a really good way to make money.
No it isn't, hacking is the computer science but if you will use your abilities to harm people then it's illegal. You can learn hacking work as a penetration tester and earn money (They make millions). By the way a penetration tester found vulnerability/weakness and report it.
im pretty sure you're able to use a prepaid visa gift card on runescape, as long as it has enough money. the only way to know for sure is to try it.