When your trial period or active pass has 14 days remaining, you will be prompted to purchase a new 365-day pass before your active pass is set to expire, which will be added to your existing days. To buy a new pass, you will need credit stored in your eShop account.
Once the pass has expired, you will have a limited amount of time to use Pokémon Bank to withdraw or store your Pokémon. Once this timeframe expires, any stored Pokémon will be permanently lost. Additionally, you will be prompted to redeem a new pass.
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You just pay for it once
Where you would go to pay a yearly membership fee will depend on the company to which you are paying. For example, some companies will allow you to pay online for a yearly membership.
No it is just the one time purchase fee for the game.
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Gameloft Live is free. However, you will have to pay for the games available on the website. Hope this helps!