with a credit card or go to a store and buy a Microsoft points card.
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No. You earn gamer points playing games, Microsoft points are to buy things on the xbox live market place.
you cant. in the UK in the uk you can buy 2100 microsoft points for only £17.50. i have x-box and i have online.
no
No, when you buy the points, it will say no refund allowed.
You will get the points instantly.