You do need a hard drive to download expansions, but the system won't turn on if you don't have a hard drive, so if you can turn it on without problems, and can play games then you definitely have a hard drive and you are able to download expansions.
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the xbox360 does not have "memory cards" like the original xbox. the 360 has an internal hard drive like how your home PC has an internal hard drive.
put it into your computer then download them onto your hard drive then download it onto your card
To delete any saved data on a hard drive, just go into the memory settings and delete whatever you want.
No. You still need the disk. Therefore it is pretty much pointless to download the game to your hard drive.
yes you can, the type of xbox360 it is (elite, pro, arcade.) does not affect who you can play xbox live w/. the main difference is memory in hard drive, and the elite is black. The arcade can't play old xbox games