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“free” offers, are not really free. Ask yourself these questions: If they’re giving it to me for free, how are they paying for it? Answer: You have to give them something. Question: What do I have give them? Answer: A lot. * Your personal information - give them your name, email, home address, gender, date of birth, and phone number. This information is used to send offers to your email account, your home by direct mail, and your phone with telemarketers. * Your credit card - you also are required to sign up for one of the offers they present to you. which involves giving them your credit card number. Offers like a Blockbuster online rental membership, DVD and music clubs, credit card offers, ringtones & horoscopes. They are paid a commission from these companies when you sign up. Companies will pay anywhere from $10 - $70 per sign up. * Your friends and family - in order to qualify for the free item you have to get referrals from friends or family members to sign up AND request one of their offers. If it looks too good to be true—it probably is.

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