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Settings=Account=Close Account.
To cancel your account on youtube, first log in and click on my account. Scroll down where it will show you delete your account. Press on that and your account will be deleted automatically from youtube.
Ning can't charge you if you do not have a Paypal account linked up to it. Therefore, if you have an account, and want to get rid of it, you can deactivate your account in the account settings section.
Yes, you can delete a YouTube account. Just log in on YouTube, and go to http://www.youtube.com/account . Click on Manage My Account on the left, and then click on the Delete account link on the bottom. You will have to provide your password and say why you deleted it.