Well, I think you used the wrong choice of words. Chakra's aren't something you can just use. Plus, chakra is a noun, so it isn't right to say "a chakra" you have to say "chakra" unsless you are reffering to one of the 7 chakras. Then you have an exception.
But to answer your question, (by the way you asked this) Im guessing you don't know a lot about the chakras (please take no offesnse, when I was first learning about them I was confused). The chakras are spinning wheels of energy. However, you can't just "focus" and use your chakra to create fire or send a tornada. I don't mean to rain on your parade, but that's not possible (at least as far as trying to do that alone with the chakras goes). Chakras create balance in your life. You can ejoy the flow of energy created by your chakra, and yes, you can feel and expiriance that. You have to learn how to camly focus your energy and send it through out your body. I don't want to make this to long, so if you want to learn how to clear and create pure energy, search meditation on Google, wikipedia, ask or any serch engine.
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U get chakra when you attack and get atacked just dont use your telaport moves thay take a lot of chakra to use.
The Fire Chakra element allows you to use Fire Element Jutsus.. Like the Fireball Jutsu..
No Gaara doesn't have the red chakra. Naruto has it due to the fact that the nine tails is sealed in him. And even if Shikaku (One Tail) did have red chakra Gaara wouldn't be able to use it because the Akatsuki extracted the one tail from him.
It was more chakra for him to use in the future.
Hinata doesn't have a chakra type i guess , she has Byakugan and Gentle Fist but no chakra type has been told yet !!