Possibly, it's never really discussed in the books.
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They could start a crime wave
Yes - if someone beat you at, say, miniature golf, you could say the 'bettered' you.
A person can receive personal fines for disclosing information about an individual depending on the contract structure. For example, if a person signs a contract that provides those penalties for disclosing information, then the fines could be imposed.
Sorcerer's Stones: 76,944 words Chamber of Secrets: 85,141 words Prisoner of Azkaban: 107,253 words Goblet of Fire: 190,637 words Order of the Phoenix: 257,045 words Half-Blood Prince: 168,923 words Deathly Hallows: 198,227 words Total: 1,084,170 words
Craig David. David Bowie.