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One of the biggest income producers for credit card companies has everything to do with late fees and over the limit fees. They trap people who are behind on their payments and they make it almost impossible for these individuals to ever get out of debt. Even worse is the fact that most credit card companies have clauses in their contracts that give them the right to raise interest rates on the first or second late payment. So how do you stop this and save money each month? You do it by leaning on automatic credit card bill pay.

Automatic credit card bill pay is available with most of the major card providers. You simply sign up for it, using your bank account to fund the payments. Then it makes automatic payments to the account each and every time the account becomes due. This means you won't have to worry about logging on and making payments. You will have one less thing to keep on your mind and you will save the costs associated with missed payments, late payments, and over the limit fees.

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14y ago

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