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A home warranty is sometimes included in the sale price of a home, however sometimes the warranty is not included. A home warranty is definitely an advantageous purchase for a buyer. When you purchase a home, you have no guarantee that the heating or air conditioning systems won’t stop working. There is no promise that the electrical system won’t experience problems. And, of course, if the home includes appliances, there is no way to know for sure that they will remain in perfect operating condition.

A home warranty is a service contract that gives the homeowner assurance, knowing that should there be any problems with the covered systems and appliances, they are covered. Every home warranty company and contract is different. You should always review your options for coverage prior to purchasing a home warranty and familiarize yourself with coverage levels if it is included in your purchase.

When you call for home warranty service, a technician will be sent to your home to evaluate the problem. Should it be determined that normal wear and tear is responsible for the malfunction you are experiencing, the system or appliance will be either repaired or replaced. That decision rests with the warranty company, who will notify you of their decision shortly after the technician’s visit.

If you are selling your home, you have the option to include a home warranty in the sale of your home. There is a seller benefit in some contracts, that covers repairs or replacement during the time that the home is listed for sale.

If you do purchase a home warranty, review the list of exclusions, included systems and appliances and the terms of service agreement immediately. If you should experience a problem, it is critical to call the service line at the warranty company as soon as possible. This will ensure that your problem is addressed quickly.

If you are buying a home, it is important to protect your investment with a high quality home warranty contract.

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Q: Everyone Should Have a Home Warranty?
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