Utility bills
Yes, just call an automobile insurance company.
under dashboard
No, Homeowners insurance does not cover spoilage due to utility failures.
No, You just need to call the utility company. They will take care of their pole. If a car hit the pole, The drivers auto liability insurance could pay the utility pole owner for the cost of repairs.
No. It needs it's own separate insurance. Homeowners insurance excludes vehicles.
No, Homeowners insurance does not provide compensation for utility outages.
Yes. Unexpired insurance, or prepaid insurance, represents value to the business since it has utility and is owned by the business (the company has claim to the policy). Therefore by definition, unexpired insurance is an asset.
I've never heard of such a thing.
No, Utility Poles and other conveyances of this type are not the responsibility of the home owner. You should contact your local Utility provider. They will order a repair the pole situation at no cost to the homeowner.
Juat had one stolen and was told no by homeowners policy :(
That would depend on the nature of the claim. Typically your home insurance will pay for damages resulting from the the specified perils. Sudden loss due to Fire, Wind, Hail etc. They do not pay utility bills though.