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One would be better saving for a car for a year and paying cash rather than buying a car on finance. The reasons are that one could save money by doing this and avoid paying high debt rates to financial institutions, option to change his or hers mind until last minute on what model can be picked and saving time by avoiding additional tasks when getting finance.

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Q: Would one be better saving for a car for a year and paying cash rather than buying a car on finance?
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