Speeding tickets or accidents would not help.
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The premium is the cost that you must pay to have the insurance.
Yes It is fixed. No matter how much your volume of activity or production you are obliged to pay insurance premium as agreed.
insurance premium
a total cost of insurance coverage
The price or cost of the coverage purchased.
To find the annual premium for life insurance, multiply the cost per unit by the number of units. In this case, if the cost per unit is $15.90 and you have 50,000 units, the calculation would be 50,000 units * $15.90/unit = $795,000. Therefore, the total annual premium is $795,000.
The Total Cost Of The Coverage
A down payment on car insurance is an initial payment made when purchasing a policy. It is typically a percentage of the total premium cost. The down payment affects your overall premium cost by reducing the amount you owe upfront, but it does not impact the total cost of the policy.
Insurance groups negoitiate for lower prices for the members of the group. Therefore if you are a part of the group it will decrease the cost of your insurance.
purchased for a certain time period with a specific premium cost