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high mileage rates
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The premium is the cost that you must pay to have the insurance.
Yes It is fixed. No matter how much your volume of activity or production you are obliged to pay insurance premium as agreed.
insurance premium
a total cost of insurance coverage
The price or cost of the coverage purchased.
The Total Cost Of The Coverage
A down payment on car insurance is an initial payment made when purchasing a policy. It is typically a percentage of the total premium cost. The down payment affects your overall premium cost by reducing the amount you owe upfront, but it does not impact the total cost of the policy.
Insurance groups negoitiate for lower prices for the members of the group. Therefore if you are a part of the group it will decrease the cost of your insurance.
purchased for a certain time period with a specific premium cost
Insurance premium costs vary by a number of factors, location, age, driving record, model and make of car. You need to check locally