no it has nothing to do with your grill cause its homeowners insurance.
No it doesn't
Typically, no. However, your car insurance may.
Your Health insurance.
That depends on your insurance provider. Easiest way is to ask them.
Yes it normally does.
Homeowners insurance does not cover the normal and expected maintenance costs associated with home ownership.
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
It would cover you under your Buildings insurance
No, your homeowners insurance would not provide coverage for your pet.
No, That would be a homeowners maintenance issue.
No. Your homeowners policy does not cover appliance maintenance issues or degradation due to normal wear and tear