Medical or Health Insurance
Yes. As long as you were insured when the accident happened they will pay the claim.
Comprehensive Coverage.
In a case that is like this, the insurance company can pay under uninsured motorist and attempt to collect when the hit and run driver is found. Although it is not your fault the insurance company will keep a record and note if you have a repeat of this happening.
Hit and run is considered a moving violation and will never change the circumstances of an accident. The facts will be weighed without the hit and run.
If you were the victim of a hit and run then your insurance rates shouldn't change. If you were doing the hit and run then you should expect to get cancelled.
Uninsured motorists coverage if you picked it up when you puchased your auto insurance would pay for a hit and run loss.
Yes, unless you can PROVE who it was, or that it was a government car, that hit you.
If all you have is liability, you will have to pay for your repairs yourself. If the hit & run driver is caught, you will probably have to sue to get reimbursed.
If you don't have hit and run coverage listed in your policy then the insurance company does not have to pay for, most insurance companies do not cover hit and runs If you only have public liability which is the lowest levels of any auto insurance, then your car will not get paid for because your policy only covers other cars in case you're at fault. Uninsured motorist will cover your car IF there is a police report that was written. The report will show that you were hit but could not obtain any other information. If you are alone you may have a hard time proving this because witnesses ot the event will help a great deal, as was the case with my hit and run crash a few years back. Full coverage will pay for your car regardless and if it is hit and run, you don't have to pay that most hated deductible, but above all else, GET THAT POLICE REPORT!
If you have full coverage, yes, minus your deductible.
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