I don't know for sure about CA law but generally speaking photo tickets do not impact insurance rates because they do not become part of your driving record.
yes it can also if u have too many tickets on your cdl (more than 3) possible u will not be able to switch insurance if u too many tickets ========= I've had a CDL for seven years, and have never had any increase to my insurance because of it.
In General, Non-Moving violations are not assessed points against you by insurers when determining your premium rate.
Generally, most insurance companies would consider this to be a minor violation and if it is your first ticket in some time might not raise your rates. If you have multiple tickets or other incidents it can make your insurance rates to rise
Probably not, unless it extreme. Such as doing seventy in a school zone. I don't know how it is in any other state, but in Michigan, insurance companies look at if you have any major tickets in the past 5 years, which would be like a DUI, and if you have had any minor tickets in the past 3 years. If you have any tickets older then 5 years, then they don't count towards your insurance anymore.
A traffic ticket could raise your insurance rates. It won't raise them right away, but may come into play when the insurance is being renewed.
No
Getting a speeding ticket may raise your insurance premium rates, but it will depend on several factors. One is looking at your total ticket count over a period of time, like 12 months. If you have 3 speeding tickets in that time, your rates will most definitely be affected. If this is your first one, you may not see a difference.
The answer should be blatantly obvious: NONE! In fact, that age your rates should be quite low even if you opt for full coverage. Remember, tickets and accidents are what raise your insurance.
Points on your license does not automatically raise your insurance until the insurance company looks at your record. This usually only happens when you change your policy or have an accident.
Not usually. Keep in mind that insurance companies only check your mvr when you give them a reason such as filling a collision claim or when you are trying to change companies.
Speeding is a sure sign that you WILL have an accident soon, and the insurance company is well with-in their rights to protect themselves against bad drivers. They do this in a number of ways. One is to raise your insurance costs, to make you more aware of your driving mistakes. Another way is to cut you off, based on your driving convictions.