Will one speeding ticket in 16 years of clean driving raise your insurance rates?
Probably not, unless it extreme. Such as doing seventy in a
school zone. I don't know how it is in any other state, but in
Michigan, insurance companies look at if you have any major tickets
in the past 5 years, which would be like a DUI, and if you have had
any minor tickets in the past 3 years. If you have any tickets
older then 5 years, then they don't count towards your insurance
anymore.