Kansas has some of the most stringent DUI laws in the United States. The response to a DUI conviction varies from insurance carrier to insurance carrier, so there is no way to determine if your specific situation will cause State Farm to cancel your insurance coverage. If you do lose coverage due to a DUI, you may be required to obtain SR-22 insurance, which is a kind of high-risk coverage that offenders must sometimes purchase instead of regular coverage.
You don't have to drop your auto insurance. Just notify your insurance company that you are no longer need the SR22 filing and they can remove it from your policy.
Once you submit an auto insurance claim can your provider deny it?
no
You will just have to contact your insurance company and ask them. Some companies will drop your policy while others will not.
Insurance is overseen by individual states. If your parents have your car insured in Michigan and you are now living in another state with your car, say California, you will need to get a California auto policy, and drop the Michigan one.
That depends upon where you live. Your State insurance department will have it's regulations regarding whether or not an insurer can drop you. You'd need to check with their website or call them to learn about your options.
It depends. Usually an insurance company will drop you if they find out that some kind of fraud is incolved in a certain claim. However, they can drop you because of claim history, or too many accidents within a certain time frame. In essence, if they feel it would cost them more to insure you than you would pay them in premiums, they can drop you. However, they must have good and valid reasons to drop you in accordance to state insurance laws.
yes & u will save money if ther high risk.
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
An insurance company cannot drop you in the middle of a claim. The state department of insurance sets standards for how long it takes for the insurance company to respond to a claim, and to issue payment once damage is verified. If they have stopped contact with you and have not given you a reason I would contact your state department of insurance and file a complaint.
The Hartford Auto Insurance company has a "No-Drop" promise. It states that, once a person becomes an automobile policyholder, they can not be dropped unless they are no longer able to drive or are ticketed for driving under the influence or drugs or alcohol.
They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.