You didn't complete your question so I will try to answer it as best I can. Any policy no matter what company it is will be the same if you have the same coverage. If the other party had no insurance on the vehicle then your uninsured motorist coverage will pay for your damage just as if they had coverage up to you limit of UM coverage. If the other person was using someone else's car and the car owner had coverage then his insurance will pay for the damages. Liability coverage follows the car generally. If your UM coverage has to pay for the damages, they will go after the car owner and the driver for reimbursement of the loss.
You and your insurance company are responsible.
Depending on what type of insurance you have, it may. Gieco: No Allstate: No Progressive: Yes
Usually yes. You'll usually get a resident permit in some places but sometimes they can be open to public. If your apartment doesn't have parking spaces near your apartment, then it won't (obviously).
No, parking tickets do NOT affect your car insurance rate.
No, an insurance company does not get notified of a parking tickets. Insurance companies are only liable for handling accidents.
The Apt. comp. is responsible!!!!!
You are legally responsible for the loan. You would want to make certain the car is sufficiently insured and has gap insurance. If you are also on the title then you are legally responsible by way of liability for the car.Parking tickets are applied to the plate number and an excess of unpaid parking tickets can result in impoundment.
You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
No.
parking or braking sensors
In a parking lot>
Generally parking violation will not effect your insurance. These are not considered moving violations and thererfore will not increase the premiums.