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You didn't complete your question so I will try to answer it as best I can. Any policy no matter what company it is will be the same if you have the same coverage. If the other party had no insurance on the vehicle then your uninsured motorist coverage will pay for your damage just as if they had coverage up to you limit of UM coverage. If the other person was using someone else's car and the car owner had coverage then his insurance will pay for the damages. Liability coverage follows the car generally. If your UM coverage has to pay for the damages, they will go after the car owner and the driver for reimbursement of the loss.
What else can I help you with?
Who is responsible if your car is vandalized while parked in your apartment complex parking stall?
You and your insurance company are responsible.
In NC my car was hit in a parking lot will my insurance go up if I turn it in?
Depending on what type of insurance you have, it may. Gieco: No Allstate: No Progressive: Yes
What are the consequences for illegal parking in an apartment complex?
Illegal parking in an apartment complex can result in consequences such as fines, towing of the vehicle, and potential eviction from the property. It is important to follow the parking rules and regulations set by the apartment complex to avoid these penalties.
Do parking tickets affect your car insurance?
No, parking tickets do NOT affect your car insurance rate.
Why was my car towed from the apartment parking lot?
Your car was likely towed from the apartment parking lot because it may have been parked in a restricted area, violated parking rules, or was blocking access for other residents.
How far from a no parking sign can I legally park?
In most places, you can legally park at least 10 feet away from a no parking sign.
Do most apartment building include parking spaces?
Usually yes. You'll usually get a resident permit in some places but sometimes they can be open to public. If your apartment doesn't have parking spaces near your apartment, then it won't (obviously).
Is your insurance company get notified of a parking ticket?
No, an insurance company does not get notified of a parking tickets. Insurance companies are only liable for handling accidents.
Who is liable If a resident of an apartment complex damages their car while parking in the tenant's apartment parking area due to a broken concrete tire block with rebar sticking out?
The Apt. comp. is responsible!!!!!
Are you legally responsible for a car that you have cosigned?
You are legally responsible for the loan. You would want to make certain the car is sufficiently insured and has gap insurance. If you are also on the title then you are legally responsible by way of liability for the car.Parking tickets are applied to the plate number and an excess of unpaid parking tickets can result in impoundment.
A tree fell on my car while i were in it and totaled it in an apartment complex parking lot does their insurance have to cover it?
You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
Will a parking ticket raise insurance rates?
Generally parking violation will not effect your insurance. These are not considered moving violations and thererfore will not increase the premiums.
