0
Will parents insurance cover damage from an accident caused by daughter still living at home but not on their policy?
If she was driving their car, with their permission, they will probably pay the claim. But it is a certainty the rates will increase substantially. They may deny the claim. Many auto policies require that all licensed drivers in the home either be listed on the policy or be specifically excluded. Failure to list the daughter denied the insurance company their fair premium for the exposure to an additional driver. Bottom line is they would likely be within the law to deny the claim. If they did pay it they would increase the premium or potentially refuse to renew the policy.
Add your answer:
Earn +20 pts
If your 21 year old daughter caused an accident minor damage title of vehicle in her own name but parents are listed as policy holders on this vehicle - are the parents liable in case of a lawsuit?
If there is a lawsuit, they will name the owner of the vehicle, your insurance company would more than likely represent you/your daughter. I do not think you can be held liable personally.
Your daughter caused an auto accident while on your policy She no longer is on it and is being sued from the woman she ran into Does your insurance policy still have to pay?
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.
Why do insurance companies test for drugs after an accident?
Because the accident could have been caused by the use of drugs.
Are you still at fault if the other person does not have insurance?
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
What are the basic rules of car insurance in Massachussets?
Basically, you have to pay for insurance. If you get into an accident, you are at least partly responsible for the damage that accident caused, whether or not you were at fault. Insurance helps to pay for that damage.
Do you call your insurance company if you caused damage?
It is advisable to call your insurance company immediately in any accident. If you do not, they may think that you are trying to defraud them by hiding the accident.
Will your insurance company still pay for the damages to your car if your daughter who has no drivers license and who was not at fault for the accident drives the car at time of accident?
Probably not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter's fault, then the at fault party is responsible for the damage they caused to your vehicle, regardless if the other party was licensed or not.
Mother let her unlicensed daughter drive daughter caused a wreck does insurance have to cover?
They may not if there is a clause in the insurance agreement that the insurance will not be paid out in the event that an unlicensed driver is in control
What if you are a licensed minor driving your parents uninsured car and get into an accident where you were at fault should the judgment be placed on the minor or the parents?
You should get in trouble because you caused the accident.
How do you get an accident claim against own car when the car is fully insured?
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
Can you claim on someone's insurance for an accident caused due to them parking on a corner blocking view of road?
If they were not parked illegally then they are not responsible for your accident.
If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?
Yes,, That's what it's for. It pays for damages you caused to another.
