0
Will insurance pay to replace a windshield that has become so pitted and cloudy that it is hard to see if you have complete glass coverage?
This is considered "normal wear and tear", which is never covered by auto insurance companies, rather than an "accident" or "ocurrence", which are covered by insurance companies.
Here are more opinions and answers from other FAQ Farmers:
- That depends, call and ask them if your policy would cover that. I don't think the coverage would replace a windshield simply because it is old. There should be some claims related event. And remember, there will be a deductible. Ask the glass company if they would waive or reduce that before scheduling a repair. A shop around if they will not work with you on reducing the deductible.
- Probably not, even though it is a safety issue it is not broken, but I would check with my agent. Some insurance companies are more lenient than others.
- I am a insurance agent for a large company, our policies do not cover this because it is considered wear and tear over a long period of time. You would have to have a crack in the window and even then the comprehensive deductible would apply. You should not file a claim for something as minor as a window, paying out of your pocket will save your premium and record in the long run.
Where do you live? If by any chance you live in Florida and have full coverage on your car they will pay for it without using your deductible The deductible does not apply for a windshield. I live in Florida and mine was replaced and I didn't have to pay anything. It was not cracked just pitted. Please call your agent
Add your answer:
Earn +20 pts
Does an insurance company have to replace a broken windshield even if you do not have full coverage insurance in Florida?
No, unless it is due to someone els's liability. As in, someone hit you and your windshield cracked, then it is covered. If you had Comprehensive coverage you would be all set. It depends on whose insurance is paying and what caused the windshield to break. If it's your insurance and a rock chips the windshield and you don't have comp/collision... no.
How do you replace the windshield on a Saturn L200 2001?
My answer would be to take it to a professional. Contact your insurance carrier. If you have Comprehensive coverage, the windshield will more than likely be replaced at no cost to you. Replacing a windshield is not a DIY job.
Is your insurance Co responsible to replace a cracked windshield?
It depends on the specific provisions of your coverage; if you only have liability insurance, then no. If you have comprehensive coverage, then they will still only cover the cost above your deductible. Some insurance companies will cover windshield replacement with no deductible if you use their preferred repair company and agree to repair (rather than replace) the window if possible, but this is not universal. You should call your agent and ask.
Does full coverage insurance cover leaks in your windshield?
Depending on the size, shape, availability and type, replacing an RV windshield can cost $1,000 – $5,000. The high cost of replacing a motor-home windshield is due to the glass product itself and the technical skill and labor of the experts who are hired to replace the windshield. Most often, your insurance company will cover the bulk of the cost of a windshield replacement. Some insurance companies will cover windshield repairs and, in some cases, offer additional glass coverage in their policies. RVs are notorious for taking rocks to the windshield, so consider inquiring about additional glass coverage.
Do insurance companies pay to replace windshields if you have minimum coverage?
if you have comprehensive,it will pay for it.
How do you put in a windshield in a 1994 Ford Escort?
Call a professional and have them replace the windshield. It may be covered by your auto insurance if you have Comprehensive. You can easily break a windshield when replacing it. Want to take that chance and have to purchase another one. Let a pro handle this job.Call a professional and have them replace the windshield. It may be covered by your auto insurance if you have Comprehensive. You can easily break a windshield when replacing it. Want to take that chance and have to purchase another one. Let a pro handle this job.
What is the difference between full coverage auto insurance and liability only insurance?
Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.
How do you replace rear windshield on a 2000 sebring?
I've replaced a front windshield before and although I cannot tell you the complete process I know that you must kick the old windshield out from the inside.
How do you replace the windshield on a 1996 Chrysler Sebring convertible?
Replacing a windshield on a modern car is not a DIY job, besides, a broken windshields are covered by your insurance with no deductible. Call a Automobile glass replacement service and have them replace it.
What type of coverage does Cobra Insurance offer?
Cobra is the health insurance taken by an individual to replace his employer subsidized health insurance while shifting between two jobs, in order to maintain his status of continuous coverage.
What is the price range for a windscreen replacement?
Depending on the type of vehicle you have the cost to replace a windshield varies. The price ranges from $150 to $325. Insurance can play another factor in the cost of replacing a windshield. You may be able to pay a deductible and have your windshield replace at an even lower cost.
Where can I find a windshield scratch remover?
First if you should have gotten the person's tag and then made him pay for you to get a new windshield. Perhaps you insurance may cover it though, none the less. If its a deep crack I would recommend getting the windshield replace because it could get worse and shatter complete while you are on the road. But for scratch remover you can go to AutoZone and find some.
