If "it" is not your fault then you do not have to pay regardless of insurance. However, you may have to prove in court that "it" is not your fault and although you can counter sue to recover your court costs if you win the case, your lawyer will probably want some money up front, and you might lose even if you are not at fault.
As for whether insurance will pay- they only pay for the people they insure subject to the conditions of the policy. If you caused the damage you are likely legally liable even if you did not intend to cause it.
Usually whom ever is at fault for the accident their insurance has to pay. If you are at fault your insurance has to pay and the pizza business would pick up the rest.
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.
No The person who is at-fault is responsible for your damages. His insurance will pay for everything. Tow, rental, damages.
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
It would be your fault, so your insurance company will pay. Unless of course, you have no insurance or you flee then his/her "no-fault" insurance would pay for the damage.
Typically the person who hit you pays. If they don't have insurance, your no fault insurance will pay for it.
no
sometimes they will pay and then they will turn around and sue YOU.
They generally will pay by check.
Depends on what state you are in and what your state's laws are. If you're in a no fault state, your insurance will pay for all of your medical bills no matter who is at fault.
Not in most states. The other person who was at fault's insurance will pay for your injuries as well as damage to your vehicle and property.