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Will insurance company cover damage to parents car when unlicensed teenager crashes?
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If a teenager crashes their parent's car will their auto insurance rates increase?
yes
Is an unlicensed driver crashes a vehicle that is insured what happens?
Technically, the insurance company should cover the costs of the other vehicle. If the unlicensed driver took the vehicle without permission, the owner may even be able to collect on the collision insurance to cover part of their expenses, but if he/she does that he/she will probably have to show a police report that the unlicensed driver took the vehicle without permission and that it was technically, automobile theft. On the other hand, the insurance costs for the owner may to up dramatically whether the owner gave permission or not. It all depends on the insurance company and how they view the circumstances. The unlicensed driver may not be allowed to get a drivers license for several years, depending on state laws.
What is the number one killer of teenager's?
drinking and drag
Does your home insurance increase if a car crashes into your wall?
No, but whoever was driving the car...his insurance cost will increase! It is the insurance on the car that crashes thru the wall that has to pay the claim. 4lifeguild
Where can an individual find statistics for school bus crashes?
There are many different places devoted to statistics involving school bus crashes, but the main places that would have them are insurance company websites, government statistical data sites, and webmd.
Do you need to file a police report if your under age child takes your car and crashes it?
Only if you have a prayer of getting the insurance company to assist you with the claim at all.
Who makes the womens car insurance quote?
Both male and female car insurance quotes are set by the same company that you are applying to such as Geico, Esurance, and State Farm. The reason why women's car insurance is generally cheaper as they are statistically involved in less crashes.
What is the name of a person who works out car crashes?
An insurance agent
If a vehicle crashes into the back of me do you lose your no claims bonus?
If the driver of the vehicle who crashed into you has insurance, you would file a claim with his or her insurance company, not your own, and this should not jeopardize your no claims bonus. However, if the driver is uninsured, and you elect to seek redress from your own company, this may jeopardize the bonus. Check with your agent to be sure: policies vary from company to company and sometimes from policy to policy.
Im i covered if someone without insurance crashes my car?
If someone wit no insurance crashes into my car and they have no insurance Your own insurance company would pay to have your vehicle fixed and pay for any physical claims you make. They would then attempt to recover the funds through the person that crashed into you. Keep in mind, insurance companies always look for a way out of paying so in this case, be sure you call the police, document everything and try to have witnesses. That way, they can't say you were party at fault.
Can a person with a learners permit drive with parent and a sibling in Ohio even if the sibling doesn't have a license?
In Ohio, a person with a learner's permit can drive an unlicensed sibling as long as their parent is also in the car. Studies by Insurance Institute for Highway Safety have indicated that the risk of teen drivers getting into fatal crashes is escalated with each teenage passenger that they have.
Can the insurance company deny your claim if another person crashes your car and they think they live with you and are not on the policy?
Absolutely. If they are a household resident or if they are a regular driver they must be listed on the application for insurance. You have a contractual obligation to notify the insurance company if residence and drivers. If you don't then you are in violation of the contract and have committed material misrepresentation. This gives the company the right and obligation to deny the claim. An insurance application and policy are legal binding contracts. If you fail to comply with the terms of the contract in order to cheat the company out of premiums why should they comply with their terms and pay the claim. Insurance companies are audited by the State Department of Insurance and get in trouble for paying claims they shouldn't just as they will for not paying claims they should.
