Yes, if it was a "true" accident. My wife once backed in one of our cars from the garage and didn't notice the second car was in the driveway.... Yes, stupidity but it happened. It wasn't fabricated a mere distraction. The bad part is that being your own insurance, they will charge you 2 deductibles, one for each vehicle.
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
This depaends on the fault of the accident. There is no way to tell the answere to this question as there are many factors involving this. Is this the 1st accident, state, insurance company.....
Citizens Home insurance Company was a family members company as well. We have an assumption certificate that states the Independent Life and Accident Insurance company in Jacksonville, FL effective September 8, 1981. I have googled the Independent life and Accident Insurance and this is what I have found: In 1997 Independent Life and Accident Insurance company merged to American General Life and Accident as well as Home Beneficial Insurance Company and Gulf Life Insurance Company. American General Life and Accident Insurance Company was acquired by AIG in 2001 You can visit their website at www.aig.com Hope this helps.
who took over independent life and accident insurance company
It could be an insurance policy taken out with an insurance company in case of an accident.
When you are involved in an accident involving injury or property damage, you need to report it to your agent, broker, or insurance company within seven days, regardless of who is at fault. If you are unable to report it within seven days, report it as soon as possible after that. If you don't report your accident within a reasonable amount of time, your insurance company may not have to honour your claim. http://www.fsco.gov.on.ca/english/insurance/auto/after_auto_accident_ENG.pdf
They have been bought out by American General Life & Accident
No.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Depends on what insurance company it is.
They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.
It is advisable to call your insurance company immediately in any accident. If you do not, they may think that you are trying to defraud them by hiding the accident.