Will insurance company claim if your driving license was expired?

Answer 1

I take it you are asking if the company will pay the claim if your drivers license has expired. The policy probably states the only licensed drivers are allowed to drive the vehicles on the policy. You must have a license and be listed on the policy as a driver. These are the terms of the policy. An automobile policy along with the application make up a legally binding contract between the insurance company and the insured. There are requirements that both parties must meet in order for the contract to be valid. The insured agrees to tell the truth on the application and thereafter as far as drivers, vehicles, etc. and pay the premiums in a timely manner. The insurance company agrees to accept the risk of driving from the insured and drivers and pay claims that occur within the policy period and under the terms of the policy. If you fail to do your part as far as notifying the company of drivers and household members or you fail to pay the premiums, then the insurance company is not bound by the terms of the contract either. When you don't give a company all the information as required you are committing material misrepresentation and it will invalidate the contract.