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I take it you are asking if the company will pay the claim if your drivers license has expired. The policy probably states the only licensed drivers are allowed to drive the vehicles on the policy. You must have a license and be listed on the policy as a driver. These are the terms of the policy. An automobile policy along with the application make up a legally binding contract between the insurance company and the insured. There are requirements that both parties must meet in order for the contract to be valid. The insured agrees to tell the truth on the application and thereafter as far as drivers, vehicles, etc. and pay the premiums in a timely manner. The insurance company agrees to accept the risk of driving from the insured and drivers and pay claims that occur within the policy period and under the terms of the policy. If you fail to do your part as far as notifying the company of drivers and household members or you fail to pay the premiums, then the insurance company is not bound by the terms of the contract either. When you don't give a company all the information as required you are committing material misrepresentation and it will invalidate the contract.

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Q: Will insurance company claim if your driving license was expired?
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Related questions

Can you get ticket with insurance but expired license?

You have insurance and drivers license is expired can you be ticketed

If your license expired without your knowing will the insurance company still pay the claim?


If you have an expired license and get into an accident will your insurance pay the claim if your policy is paid?

If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.

Can police impound your car if you have expired license?

If they catch you driving on that expired license, yes.

Who is at fault when driving someones car with expired ins and registration?

The person who owns the car is responsible for license, insurance and registration. You are required to have your own insurance.

Will your insurance rate increase from driving on a three week expired license?

No insurance company will insure you unless you have a valid drivers license. Now if you are asking if your rates would later increase if you have a conviction for this, you would have to check with your insurance company. However, that is a relatively minor violation, and in a state that uses a point system, would probably not be very many points, if any.

Your car got totaled will the insurance company pay for it if though the inspection sticker is expired?

Yes. The reason being is insurance covers the car not the person. So whether that person chooses to drive around with an expired license or an expired plate sticker is on them. You will still get a ticket for those violations, but you will have insurance and the insurance company will abide by everything in the insurance contract.

Is it legal in NC to purchase car insurance with expired license?

No, it is generally not legal to purchase car insurance with an expired license in North Carolina. Insurance companies typically require a valid license in order to provide coverage. It's important to renew your license before obtaining car insurance.

Is driving with an expired license an infraction?

No, it is a felony.

Will your full cover insurance work if you have an expired licence?

So long as your Auto Insurance is still in force your policy still covers you. You should renew your license as soon as possible though as the Insurance company does check your drivers license and driving history regularly. Should the company find that you have allowed your license to expire, they may decide to cancel your policy or decline to renew your policy on the assumption that you no are no longer a licensed driver and therefore do not need Auto Insurance.

If someone rear ends you and your license is expired but the car your driving is insured what will happen?

you will get a ticket and probably get your license suspended for longer and insurance will probably not cover the accident b/c you were driving with a suspended license but of course this is just one scenario

Does your auto insurance stay valid if you crash with an expired license?

Most insurance companies will specify that the driver must be 'road legal'. That means a valid driving licence for the vehicle must be held, an expired licence is not a 'valid' licence.