This depends on your insurance company. The bat exlusionists who visited my home said that some companies will cover it, no questions asked. Other companies classify it as "vermin" and won't cover it at all. You could try to say you have toxoplasmosis mold in your attic and say it's mold removal to get the cleanup paid for.
This type of injury is best covered under ones own medical insurance policy. Unless the bat was a pet scheduled for coverage under your homeowners insurance policy and barring some negligence on the part of the home owner, it is doubtful the homeowner would be liable for such an injury. It's not much different from being bitten by a snake while walking down a sidewalk, most people are generally not in a position to be legally liable for the acts of unowned wild animals.
damage by birds, animals, vermin, insects are generally not covered but check with your agent or insurer to be sure
There are several different homeowners insurance and commercial insurance policies. They are slightly different in each state because every state has different problems. For example the Northern state have ice dams and Southeastern state have significant Hurricane threat. California has significant earthquake threat. Therefore you should read your own insurance policy to see the actual working that would be used to determine if you have coverage for a claim to remove bats. Once you have your policy handy look for this section Section I Perils Insured Against. It is found on the policy I am looking at on Page 8 of 22. This is where the policy goes over some items they will not pay for in relation to dwelling and other structures. Now that you in the right place go to # 6 which states Any of the Following. It says this "Birds, Vermin, Rodents or insects". What this means is that the insurance policy was written or designed so as not to pay for damaged caused by Birds, Vermin, Rodents, or Insects. This is the wording in a standard Homeowners insurance policy. Notice it does not mention Bats. So is a bird a bat? You need to look up the definition of a bird and go from there. If a bat is considered a bird then no coverage. If it is unclear if a bat is a bird then it is a questionable claim. The insurance company may ask a coverage attorney who researches these type items everyday. They actually have a library of these research items grouped by state and policy. Why? because policies, wording, courts are different in each state. If you file a claim and are denied you really lose nothing but it does put a claim on your record. I would ask how much is it costing to remove bats? Your deductible on your home insurance should be $500 to $1000 dollars.
Pest control websites usually are the best places to search for ways to remove animals. There are a few pest control websites that will help with bat removal.
It's appropriate to dress modestly, yes.
It depends on the policy you have and how the company defines the perils and exclusions. Many policies have an animal infestation/varmint exclusion where it would no cover damage by either certain animals or any animals. I would call you agent for a copy of your policy if you do not have one in your files.
Perhaps "dimples".
you hit it with a bat. then tell you insurance you were hit from behind.
Sometimes it take a long-time for the landlord to take action. If I were you do what I do. I called The Critter Guy here in Canada about the Bat removal and I called my landlord to offer it and immediately he agreed to do it today. Problem solve.
I don't think you can do that. Guano can become toxic if left for too long, which is why many homeowners have it removed. For it to be useful, bat guano has to be fresh, kept away from light and moisture, and can't have been left for too long. And it is sold by the ton, something you are not likely to get out of a house.
The dress for a bat mitzvah should be modest and formal. Suit and tie for boys and dresses with straps, or a cover up, for girls. A separate outfit can be worn to the party after the ceremony.