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It just depends on why the wall has caved in. Homeowners insurance is Hazard insurance that provides coverage for certain Perils such as damage caused by Fire, Wind, Hail, etc. Collapsing walls are usually considered a maintenance issue and not an insurance issue depending on the cause.
Contact your insurer fro coverage advice.
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Earn +20 ptsQ: Will homeowner's insurance cover a basement wall that has caved in?
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