0
What caused the joist to break? If the damage was caused by a covered loss, then it will be covered. If you know the cause of the damage, review your policy to determine if the loss is covered. You can review the Perils Insured Against section of your policy to determine what losses are covered. If you do not know the cause of the loss you might want to retain an engineer to make that determination. Regarding the mold issue. Most policies cover mold up to a certain limit, usually $10,000.00. Call your agent or review the declarations page to determine the limits for mold.
Still curious? Ask our experts.
Chat with our AI personalities
EzraFaith is not about having all the answers, but learning to ask the right questions.
Chat with Ezra
RafaThere's no fun in playing it safe. Why not try something a little unhinged?
Chat with Rafa
MaxineI respect you enough to keep it real.
Chat with MaxineAdd your answer:
Earn +20 ptsQ: Will home owners insurance cover a broken main joist and mold?
Write your answer...
Submit
Still have questions?
Trending Questions
Will CSE Insurance co write a personal umbrella policy with client having a car or homeowner policy with them?
Horsepower of stihl 056 super?
Who is fault when car a is backing out of a car park and car b decides to go around car a and car a gets hit by the back of car b?
What are the specifications that make a truck a super truck?
What is full coverage considered in Michigan?
What kind of transmission does a 1999 Chevy k1500 4x4 have?
If you co-sign a car lease can you get sued even though you aren't on the insurance and the person gets into an accident?
Why do fire engines need to be charged by the mains electricity?
Will a seatbelt violation raise your insurance in SC with Farm Bureau?
Will not start until gas pedal depressed?
What will be the effect of sugar in petrol tank of a car?
Can a car be harbored?
How much does car insurance cost for a 20 year old female in NJ?
How do you measure hip room in a car?
What describes collision coverage automobile insurance?
How do you know what comapny to put house and car insurance in compare?
Are there any schools to attend to become a car dealer?
Why diamond is the hardest metal?
Is the co signer estate responsible after death of two years in California?
How long after an accident if not reported to the police do you have to claim through the insurance?
Copyright ©2025 Infospace Holdings LLC, A System1 Company. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Answers.