Will auto insurance cover medical bills from an auto accident?

Answer 1

Yes. Most states require that the registrant of an auto to maintain a type of coverage to pay for his/her own medical expenses and a portion of lost wages as a result of a collision. This is generally payable without regard to fault for the collision and is payable under the injured party's own policy. Since fault is not an inssue, it is usually called "no-fault coverage".

All policies of insurance have exceptions and exclusions, depending upon the circumstances of the occurrence. Therefore, although coverage is generally provided, the circumstances of a particular case may give the insurer a defense to payment.